Pat Kirk Ltd

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Return to invoice gap insurance

What is it?

In the unfortunate event that your Car is written-off or stolen and declared a total loss, your insurance company may not pay out your original purchase price.

Most insurance companies will only make payment based on the market value of the vehicle at the time of the claim.

Any depreciation or loss in value that takes place since you took delivery of your Car may not be covered. Return to Invoice GAP Insurance will put you in a position to purchase another vehicle of the same value.

What does it do?

It covers the difference between the total loss motor insurance paid out to you and any outstanding finance commitments, or the original invoice price you paid at delivery (whichever is greater).

Please click on the links for a summary of the cover and the terms & conditions of the policy, or contact us for more information on 028 8225 0777/ 8225 1515.

Please note that Return to Invoice GAP Insurance is subject to terms and conditions.

Summary of Cover

Terms & Conditions

Pat Kirk Limited is an appointed representative of ITC Compliance Limited which is authorised and regulated by the Financial Conduct Authority (their registration number is 313486) and which is permitted to advise on and arrange general insurance contracts.